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MacRumors Apple Intelligence更新于 11月6日 08:43

Anthropic 为 Claude 推出个人财务功能,可关联银行账户

Claude Gets Personal Finance Feature With Bank Account Linking

AI 导读

Anthropic 为 Claude 新增 Personal Finance 功能,用户可关联银行和信用卡账户进行分析。Claude 仅有只读权限,无法转账、管理或投资资金,账户通过 Plaid 连接,Claude 看不到银行密码,可访问银行名称、账户名称与类型、余额与信用额度以及最多两年的交易记录。该功能可追踪分类支出、即将到期的账单和异常消费,查找意外费用、上涨的账单和订阅,并生成图表、日历和仪表盘;相关对话不用于模型训练,也不加入共享记忆。功能以 beta 形式在美国的 Pro、Max 和 Ultra 套餐推出。

推荐理由

AI 评分 60

原文交代了只读权限、Plaid 连接和隐私边界,读者可据此判断这类财务助手的能力与限制。

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Anthropic today added Personal Finance to Claude, allowing users to connect their bank and card accounts for analysis.

Claude has read-only access to accounts, and there is no option for it to move, manage, or invest money. Anthropic says Claude gives answers in everyday language and can explain unfamiliar financial terms.

The feature can track spending across categories, upcoming bills, and out-of-the-ordinary purchases. It can look for unexpected fees, increasing bills, and subscriptions, plus it can create charts, calendars, and dashboards.

Financial accounts are connected to Claude through the Plaid service, so Claude does not see bank passwords. Claude has access to the bank name, account name and type, balances and credit limits, and up to two years of transactions for bank accounts. Personal Finance chats are not used for model training and are not added to Claude's shared memory.

OpenAI added a similar finance feature to ChatGPT back in May.

Personal Finance is rolling out in beta on the Pro, Max, and Ultra plans in the United States. Tag: Anthropic

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MacRumors Apple Intelligence